What you'll actually pay in stamp duty.
Enter your property price and instantly see the SDLT bill — with first-time buyer relief, second-home surcharge and non-resident surcharge handled automatically.
Stamp Duty Land Tax
£7,500
On a £350,000 purchase · effective rate 2.14%
Band-by-band breakdown
| Band | Taxed on | SDLT |
|---|---|---|
| 0% up to £125,000 | £125,000 | £0.00 |
| 2% on £125,001-£250,000 | £125,000 | £2,500.00 |
| 5% on £250,001-£925,000 | £100,000 | £5,000.00 |
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How it works
Standard rates (April 2025+)
0% up to £125,000 · 2% to £250,000 · 5% to £925,000 · 10% to £1.5m · 12% above £1.5m. Applies to your main residential purchase when you're replacing your current home.
First-time buyer relief
0% up to £300,000 and 5% on £300,001–£500,000. Relief is fully withdrawn for purchases above £500,000 — the standard rates apply instead.
3% additional-property surcharge
Applies on top of standard rates if you're buying a second home, buy-to-let, or any additional residential property. Calculated on the full purchase price.
2% non-UK resident surcharge
Charged on top of standard rates if you've not been UK-resident for the 12 months before completion. Combines with the 3% surcharge for second homes purchased by non-residents.
Scotland (LBTT) and Wales (LTT)
Stamp Duty does NOT apply in Scotland or Wales. They use Land and Buildings Transaction Tax (LBTT) and Land Transaction Tax (LTT) respectively, with different bands and reliefs.
When to pay
SDLT is due within 14 days of completion. Your solicitor or conveyancer normally calculates, files and pays it on your behalf as part of completion.