Guides & Analysis

UK visa guides, plain English.

Deep dives on the rules behind your application — updated for 2026 thresholds, fees and processing times.

2 articles

Latest articleMortgagesAffordability

How Much Mortgage Can I Actually Borrow on My Salary?

How much you can borrow for a mortgage in 2025/26 — the income multiple lenders use, affordability and stress tests, how deposit and debts change the figure, with examples.

8 June 2026 10 min readRead article
Stamp DutyFirst-Time Buyer

First-Time Buyer Stamp Duty in 2025/26: What You'll Really Pay

The 2025/26 first-time buyer stamp duty rules explained with worked examples — the new £300,000 relief threshold, the brutal £500,000 cliff edge, and how to avoid losing the relief.

10 min readRead