The UK rulebook, without the jargon.

Clear, no-nonsense guides to the money and visa thresholds, fees and tables that actually affect you, updated for the 2026/27 tax year and the latest Home Office rules.

7 articles · updated weekly

7 results

Featured

Property & Mortgages·9 min read

Stamp Duty by House Price: Full 2025/26 Table

A complete stamp duty table for 2025/26 by house price from £150,000 to £1m, what a home mover, first-time buyer and second-home buyer each pay, with the rules explained.

9 Jun 2026Read guide

Property & Mortgages9 min

How Much Mortgage Can I Borrow? Table by Salary 2025/26

A salary-by-salary mortgage borrowing table for 2025/26, how much you can borrow at 4 and 4.5 times income, the monthly repayment, and what changes the figure.

9 Jun 2026Read

Property & Mortgages9 min

How Much Is Stamp Duty in 2025/26? Rates and Examples

UK stamp duty (SDLT) explained for 2025/26, the standard bands, worked examples for home movers, and the 5% surcharge that hits second homes and buy-to-let.

9 Jun 2026Read

Property & Mortgages9 min

How Much Deposit Do You Really Need to Buy a House?

How much deposit you need for a UK home in 2025, the 5%, 10% and 25% tiers, how the deposit changes your mortgage rate, and how long it realistically takes to save.

8 Jun 2026Read

Property & Mortgages10 min

Buy vs Rent in 2025: Does Buying Actually Make Sense?

An even-handed look at buying versus renting in the UK in 2025, the true costs on each side, the break-even point, and the questions that decide it for your situation.

8 Jun 2026Read

Property & Mortgages10 min

How Much Mortgage Can I Actually Borrow on My Salary?

How much you can borrow for a mortgage in 2025/26, the income multiple lenders use, affordability and stress tests, how deposit and debts change the figure, with examples.

8 Jun 2026Read

Property & Mortgages10 min

First-Time Buyer Stamp Duty in 2025/26: What You'll Really Pay

The 2025/26 first-time buyer stamp duty rules explained with worked examples, the new £300,000 relief threshold, the brutal £500,000 cliff edge, and how to avoid losing the relief.

8 Jun 2026Read

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