Loans, Debt & Credit

APR comparisons, debt consolidation and credit strategy.

10 live

Borrowing

Loans, car finance and the true cost.

Repayment · interest · APR

PCP vs HP vs loan

True cost of borrowing

2 to 3 loans side by side

Clear cards and consolidate faster.

Months + interest to clear

One payment vs many

Snowball vs avalanche

0% deal vs fee · break-even

Affordability and early repayment.

How much can you borrow?

Interest saved + settlement