Cost of Living · UK 2026

Compare any two UK cities, side by side.

See exactly how monthly rent, transport, groceries and utilities differ between UK cities — sourced from ONS, transport authorities and rental data.

ONS · transport authority · rental data · Free · No signup

Compare two UK cities

London

Greater London

£2,370/mo

The UK's largest job market and biggest sponsor concentration — but the highest cost of living.

Manchester

North West

£1,425/mo

The UK's second tech hub — half the cost of London with a fast-growing sponsor base.

Monthly cost breakdown

ItemLondonManchesterDiff
One-bed rent£1,750£950−£800
Transport£160£75−£85
Groceries£280£240−£40
Utilities + internet£180£160−£20
Total per month£2,370£1,425£945

Difference shown is City B − City A. Negative means City B is cheaper.

Top sectors · London

  • Technology
    King's Cross, Shoreditch and South Bank — Google, Meta, fintech scale-ups, AI labs.
  • Finance
    The City and Canary Wharf — banks, insurance, asset management.
  • Healthcare
    NHS trusts (Guy's & St Thomas', UCLH, Royal London) sponsor heavily.
  • Consulting
    All Big 4 + tier-1 strategy firms headquartered here.

Top sectors · Manchester

  • Technology
    Northern Quarter + Spinningfields — fintech, AI, ecommerce.
  • Media
    MediaCity UK (Salford) — BBC, ITV, production companies.
  • Healthcare
    Manchester University NHS Foundation Trust — one of the biggest in the UK.
  • Education
    University of Manchester + Manchester Met sponsor academic and research roles.

Browse all city guides

Full guides with neighbourhoods, top sectors and arrival notes for each city.

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How it works

Where the figures come from

Rent averages combine ONS Private Rental Index with Zoopla / Rightmove published medians. Transport from TfL, GMCA, WMCA and regional operators. Groceries and utilities from ONS Family Spending Survey.

What's included

A "single adult" baseline: one-bed flat rent, monthly transport pass, average grocery spend, gas + electric + broadband + mobile. Council Tax is calculated separately — see our Council Tax band tool.

What's NOT included

Council Tax (highly variable by band and council), TV licence, leisure, eating out, holidays, savings, debt repayment. Add ~£200-£500/month for a realistic full budget.

Adjust for family size

For a couple sharing rent: roughly +30% to total. For a family of 4: roughly +90% to total + £400-£800 childcare per child.

Why London is the outlier

London rents 60-100% higher than most UK cities. Transport is uniquely capped via TfL contactless. Council Tax can actually be LOWER than smaller cities. Net effect: monthly costs are still typically 40-60% higher than regional UK.

When comparing for relocation

Pair this tool with our Mortgage Affordability and Take-Home Pay calculators to map out total budget reality before committing to a move.