Spousal Maintenance Calculator

Get a rough, needs-based estimate of spousal maintenance (spousal periodical payments) after divorce in England & Wales.

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Complete guide

Spousal maintenance explained

Spousal maintenance is regular payment from one ex-spouse to the other after divorce, separate from child maintenance. There's no formula — it's based on need and affordability — and the modern trend is towards shorter, time-limited awards or a clean break. Here's how it works.

The basics

Need and ability to pay

Spousal maintenance (technically "periodical payments") may be ordered where one spouse can't meet their reasonable needs from their own income and the other has the means to help. The two key questions are the recipient's needs and the payer's ability to pay after meeting their own.

No formula

Why it's discretionary

Unlike child maintenance, there is no percentage formula. The court weighs the section 25 factors — incomes, earning capacity, length of marriage, standard of living, age and health. Two similar couples can get different outcomes, which is why early legal advice matters.

The modern trend

Clean breaks and time limits

Courts increasingly favour a clean break where possible — a one-off capital settlement instead of ongoing payments — or a time-limited order giving the recipient time to become financially independent (for example while children are young or they retrain). Lifelong "joint lives" orders are now rarer.

Capitalisation is an option

Ongoing maintenance can sometimes be 'capitalised' into a larger lump sum, giving both parties certainty and a clean break rather than years of monthly payments.
Worked example

Bridging a needs gap

If the recipient needs £2,200 a month but only earns £1,200, there's a £1,000 shortfall. If the payer earns £3,500 net and can meet their own needs with room to spare, the court might order maintenance towards that gap — though it would also push the recipient to increase their own income over time, often via a time-limited order.

Avoid these

Common spousal maintenance mistakes

  • Confusing it with child maintenance. They are separate; child maintenance follows the CMS formula, spousal maintenance does not.
  • Expecting maintenance for life. Most modern orders are time-limited or aim for a clean break.
  • Ignoring remarriage and cohabitation. Maintenance usually ends on the recipient's remarriage and can be varied if they cohabit.
  • Not formalising it. Only a court order makes maintenance enforceable and able to be varied later.
FAQ

Frequently asked questions

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