How much Child Benefit will you keep?
£25.60 a week for your first child. But earn over £60,000 and HMRC claws it back — 1% per £200 above the threshold until nothing remains at £80,000.
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How it works
Current rates (2025/26)
£25.60/week for the eldest or only child (£1,331.20/year). £16.95/week for each additional child (£881.40/year). Paid by HMRC every 4 weeks.
High Income Child Benefit Charge
If the higher earner in your household has an adjusted net income above £60,000, HMRC reclaims 1% of the Child Benefit for every £200 over the threshold. At £80,000 the entire benefit is clawed back.
Adjusted net income
Adjusted net income = gross income minus pension contributions, Gift Aid, trading losses. Making pension contributions or salary sacrifice payments can reduce income below the thresholds.
Should you still claim?
Yes — even if you expect to pay it all back via HICBC, claiming builds National Insurance credits (protecting your State Pension) and registers children for a National Insurance number automatically at 16.
How to pay the charge
Register for Self Assessment and file a tax return. You can also opt out of receiving payments to avoid the annual return, but you lose the NI credits — usually not advisable.